Lava: Bitcoin Loans & Card is a finance app from Lava Global Inc.. Borrow, earn & spend globally. It currently holds a 4.3-star rating on Google Play, based on 108 user reviews.
App Details
| Developer | Lava Global Inc. |
|---|---|
| Content Rating | Everyone |
| Installs | 5K+ |
| Rating | 4.3 / 5 (108 reviews) |
| Updated | Jun 30, 2026 |
Screenshots
About Lava: Bitcoin Loans & Card
Lava allows you to securely borrow dollars using your bitcoin as collateral, earn yield on your USD, earn bitcoin back every time you spend, and much more.
Lava’s bitcoin line of credit (BLOC) is the most flexible way to borrow against your bitcoin. You get instant access to dollars in real time, no monthly payments, open terms, and the lowest fixed rates.
Lava also gives you a full suite of bitcoin-powered financial services. You can borrow dollars, earn yield on USD, buy bitcoin with zero fees, off-ramp directly to your bank account, move money globally, and spend with Lava Card while earning bitcoin back on every purchase.
With Lava, you can:
- Borrow dollars using your bitcoin as collateral— no documentation or paperwork required
- Access your loan capital instantaneously
- Borrow any amount, from $1-$1B+
- Borrow at the lowest rates, starting at just 6.5%
- Earn up to 5% bitcoin back on every purchase with Lava Card
- Buy and sell bitcoin with zero fees
- Off-ramp to any bank account globally
- Move stablecoins globally
- Earn yield on cash
Assets on Lava are secured using institutional-grade cold storage infrastructure. All funds are backed 1:1, never rehypothecated, and held in segregated cold addresses that only move when a loan is opened or closed.
Lava has been audited by independent security experts and is backed by the world’s leading fintech investors (including Khosla Ventures, Founders Fund, and Susquehanna). Our team includes bitcoin developers who have served as core contributors for projects including Bitcoin Core, Lightning Network, and DLCs.
With Lava, you can access bitcoin financial services without compromising on security.
Download Lava to get started in seconds.
Lava Protocol Loan Terms:
- Maximum APR: 7%
- Minimum term: 12 months
- Maximum term: 12 months
- Indicative cost: $100 loan, 2% capital charge, 5% interest rate with no monthly payments. Total interest and fees of $7 to borrow $100 for 12 months.
What makes Lava: Bitcoin Loans & Card stand out
Lava: Bitcoin Loans & Card has 5K+ installs to date. That puts it among the more widely adopted apps in its category. Scale at that level usually signals stable performance and a responsive development team. The 4.3-star aggregate is built on 108 real user reviews. That sits well above the average for the finance app genre. Scores like this appear when a product hits its core promise consistently.
Lava: Bitcoin Loans & Card specifications and compatibility
The build on this page was last refreshed on Jun 30, 2026. Google Play classifies the content as Everyone.
Frequently asked questions
Is Lava: Bitcoin Loans & Card free to download?
Yes, Lava: Bitcoin Loans & Card is available as a free download on Google Play and as a free APK on this page. The APK is the official, unmodified build pulled directly from the developer.
How many people have downloaded Lava: Bitcoin Loans & Card?
Lava: Bitcoin Loans & Card has been downloaded 5K+ times from Google Play, putting it among the more widely adopted finance apps in its category.
Is the Lava: Bitcoin Loans & Card APK safe to install?
Yes. The APK on this page is the original, unmodified build from Lava Global Inc., pulled directly from the Google Play Store with no third-party modifications. It carries the Everyone content rating Google assigns on Play.
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